{"id":196,"date":"2024-02-22T03:33:54","date_gmt":"2024-02-22T03:33:54","guid":{"rendered":"https:\/\/themes.envytheme.com\/ralo\/?page_id=196"},"modified":"2025-09-05T19:44:16","modified_gmt":"2025-09-05T19:44:16","slug":"home-two","status":"publish","type":"page","link":"https:\/\/themes.envytheme.com\/ralo\/home-two\/","title":{"rendered":"Home Two"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-4080eaf elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4080eaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-804d5a5\" data-id=\"804d5a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-369a3b6 elementor-widget elementor-widget-RaloBannerTwo\" data-id=\"369a3b6\" data-element_type=\"widget\" data-widget_type=\"RaloBannerTwo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"banner-area banner-bg-2\">\r\n            <div class=\"container mw-1380\">\r\n                <div class=\"row\">\r\n                    <div class=\"col-lg-7\">\r\n                        <div class=\"banner-content style-two\">\r\n                            <h1 class=\"title\">\r\n                                Finance Your Awesome Home                            <\/h1>\r\n\r\n                            <p>At Ralo Mortgage, we understand that one size does not fit all.<\/p>\r\n\r\n                                                            <div class=\"banner-btn d-flex align-items-center\">\r\n                                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/loan-program\/\" class=\"btn btn-dark border-0\">\r\n                                            Buy A Home                                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/cart.svg\" alt=\"icon\">\r\n                                                                                    <\/a>\r\n                                    \r\n                                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/about-us\/\" class=\"read-more read-dark\">\r\n                                            Refinance                                            <i class=\"flaticon-right-arrow\"><\/i>\r\n                                        <\/a>\r\n                                                                    <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                    <div class=\"col-lg-5\">\r\n                        <div class=\"calculate-form bg-gray2 position-relative\">\r\n                            <h3>Calculate your Mortgage<\/h3>\r\n                            <form method=\"post\" autocomplete=\"off\">\r\n                                <div class=\"form-group\">\r\n                                    <label for=\"total-amount\">Total Amount<\/label>\r\n\r\n                                    <input type=\"number\" name=\"total_amount\" id=\"total-amount\" class=\"form-control\" required=\"required\" min=0 oninput=\"validity.valid||(value='');\" placeholder=\"30,000$\">\r\n                                <\/div>\r\n                                <div class=\"form-group\">\r\n                                    <label for=\"interest-rate\">Interest Rate<\/label>\r\n\r\n                                    <input type=\"number\" step=0.001 name=\"interest_rate\" id=\"interest-rate\" class=\"form-control\" required=\"required\" min=0 oninput=\"validity.valid||(value='');\" placeholder=\"4%\">\r\n                                <\/div>\r\n                                <div class=\"form-group\">\r\n                                    <label for=\"down-payment\">Down Payment<\/label>\r\n\r\n                                    <input type=\"number\" name=\"downpayment\" id=\"down-payment\" class=\"form-control\" required=\"required\" min=0 oninput=\"validity.valid||(value='');\" placeholder=\"6,000$\">\r\n                                <\/div>\r\n                                <div class=\"form-group\">\r\n                                    <label for=\"mortgage-period\">Mortgage Period<\/label>\r\n\r\n                                    <input type=\"number\" name=\"mortgage_period\" id=\"mortgage-period\" class=\"form-control\" required=\"required\" min=1 oninput=\"validity.valid||(value='');\" placeholder=\"30\">\r\n                                <\/div>\r\n                                <div class=\"form-group\">\r\n                                    <button type=\"submit\" name=\"mortgagesubmit\" class=\"btn border-0\"> Calculate Mortgage <\/button>\r\n                                <\/div>\r\n                            <\/form>\r\n\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"container mw-1570\">\r\n                <div class=\"banner-img\">\r\n                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/banner-4.jpg\" alt=\"banner\">\r\n                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-b21339a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b21339a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-145ec08\" data-id=\"145ec08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91dafc6 elementor-widget elementor-widget-Ralo_AboutArea\" data-id=\"91dafc6\" data-element_type=\"widget\" data-widget_type=\"Ralo_AboutArea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n                    <div class=\"about-us-area bg-gray2 ptb-130 border-start border-end position-relative z-1\">\r\n                <div class=\"container mw-1380\">\r\n                    <div class=\"about-us-content\">\r\n                        <p>We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you. The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process.<\/p>\r\n\r\n                        <div class=\"row align-items-center\">\r\n                            <div class=\"col-lg-7\">\r\n                                <div class=\"me-63\">\r\n                                    <div class=\"row\">\r\n                                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                                <div class=\"fan-facet-single-item \">\r\n                                                    <h1><span class=\"counter\">78<\/span><span>%<\/span><\/h1>\r\n                                                    <span class=\"counter-title\">Business from Referrals<\/span>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                                <div class=\"fan-facet-single-item  ms-xl-5 \">\r\n                                                    <h1><span class=\"counter\">45<\/span><span>+<\/span><\/h1>\r\n                                                    <span class=\"counter-title\">Minute Verbal Commitment<\/span>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                            <\/div>\r\n\r\n                                    <div class=\"popular-clients-wrap mb-4 mb-lg-0\">\r\n                                        <div class=\"row align-items-center\">\r\n                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                                <div class=\"popular-clients\">\r\n                                                    <ul class=\"ps-0 mb-0 list-unstyled d-flex align-items-center justify-content-center justify-content-sm-start\">\r\n                                                                                                                    <li>\r\n                                                                <a href=\"#\">\r\n                                                                                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-5.jpg\" alt=\"image\">\r\n                                                                                                                                    <\/a>\r\n                                                            <\/li>\r\n                                                                                                                    <li>\r\n                                                                <a href=\"#\">\r\n                                                                                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-6.jpg\" alt=\"image\">\r\n                                                                                                                                    <\/a>\r\n                                                            <\/li>\r\n                                                                                                                    <li>\r\n                                                                <a href=\"#\">\r\n                                                                                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-7.jpg\" alt=\"image\">\r\n                                                                                                                                    <\/a>\r\n                                                            <\/li>\r\n                                                                                                                    <li>\r\n                                                                <a href=\"#\">\r\n                                                                                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-8.jpg\" alt=\"image\">\r\n                                                                                                                                    <\/a>\r\n                                                            <\/li>\r\n                                                        \r\n                                                        <li class=\"clients\">\r\n                                                            <span>8665+ Popular Clients<\/span>\r\n                                                        <\/li>\r\n                                                    <\/ul>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/about-us\/\" class=\"read-more text-primary text-center text-sm-end d-block mt-3 mt-sm-0\">\r\n                                                        Know More About Us                                                        <i class=\"flaticon-right-arrow\"><\/i>\r\n                                                    <\/a>\r\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div class=\"col-lg-5 text-center text-lg-start\">\r\n                                <div class=\"row align-items-center\">\r\n                                                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                            <div class=\"about-img-1 mb-4 mb-sm-0\">\r\n                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/about-1.jpg\" alt=\"image\">\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                    \r\n                                                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                            <div class=\"about-img-2\">\r\n                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/about-2.jpg\" alt=\"image2\">\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                    <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/shape-3.png\" class=\"shape shape-3\" alt=\"shape\">\r\n                            <\/div>\r\n          \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-16d3e02 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"16d3e02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f71e81d\" data-id=\"f71e81d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8af801c elementor-widget elementor-widget-Ralo_Financial_Area\" data-id=\"8af801c\" data-element_type=\"widget\" data-widget_type=\"Ralo_Financial_Area.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"financing-area bg-gray2\">\r\n            <div class=\"container mw-1570\">\r\n                <div class=\"financing-wrap\">\r\n                                        <div class=\"section-title mw-760\">\r\n                        <h2 class=\"text-white\">Buying a home can be overwhelming. There are so many financing options<\/h2>\r\n                    <\/div>\r\n                    \r\n                    <div class=\"row align-items-end\">\r\n                        <div class=\"col-xl-6\">\r\n                            <div class=\"financing-img-wrap\">\r\n                                <div class=\"row align-items-center align-items-xl-start\">\r\n                                                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                            <div class=\"financing-img\">\r\n                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/financing-1.jpg\" class=\"rounded-pill\" alt=\"image\">\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                    \r\n                                                                            <div class=\"col-lg-6 col-sm-6\">\r\n                                            <div class=\"financing-img-2\">\r\n                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/financing-2.jpg\" class=\"rounded-pill\" alt=\"image2\">\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                    <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n\r\n                        <div class=\"col-xl-6\">\r\n                            <div class=\"accordion financing\" id=\"accordionExample\">\r\n                                                                        <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button pt-0\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseOne\" aria-expanded=\"true\" aria-controls=\"collapseOne\">\r\n                                                    Renovation Mortgage                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapseOne\" class=\"accordion-collapse collapse show\" data-bs-parent=\"#accordionExample\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing.<\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse2\" aria-expanded=\"false\" aria-controls=\"collapse2\">\r\n                                                    Private Mortgage Home Loans                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapse2\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing.<\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse3\" aria-expanded=\"false\" aria-controls=\"collapse3\">\r\n                                                    Apartment &amp; Commercial                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapse3\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing.<\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse4\" aria-expanded=\"false\" aria-controls=\"collapse4\">\r\n                                                    Conventional Mortgage                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapse4\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing.<\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse5\" aria-expanded=\"false\" aria-controls=\"collapse5\">\r\n                                                    Private Mortgage Loans                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapse5\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing.<\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                <\/div>\r\n\r\n                                                            <div class=\"view-all-program-loans d-none d-lg-block\">\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/loan-program\/\" class=\"read-more\">\r\n                                        View All Program Loans                                        <i class=\"flaticon-right-arrow\"><\/i>\r\n                                    <\/a>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-ef75ec8 elementor-section-full_width bg-gray2 border-bottom elementor-section-height-default elementor-section-height-default\" data-id=\"ef75ec8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-560af1f\" data-id=\"560af1f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93918a5 elementor-widget elementor-widget-RaloPartnerArea\" data-id=\"93918a5\" data-element_type=\"widget\" data-widget_type=\"RaloPartnerArea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"partner-area ptb-130 overflow-hidden\">\r\n            <div class=\"container-fluid p-0\">\r\n                <div class=\"owl-partner-slide owl-carousel owl-theme text-center\">\r\n                                                                        <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-1.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-2.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-3.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-4.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-5.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-6.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-7.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-8.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                                                                <div class=\"partner-slide-item text-center\">\r\n                                <a href=\"#\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/partner-1.png\" alt=\"Image\">\r\n                                <\/a>\r\n                            <\/div>\r\n                                                            <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-2bd1bee elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2bd1bee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad11ac1\" data-id=\"ad11ac1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0622e30 elementor-widget elementor-widget-RaloWhyChooseArea\" data-id=\"0622e30\" data-element_type=\"widget\" data-widget_type=\"RaloWhyChooseArea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"why-us-area pt-130\">\r\n            <div class=\"container mw-1380\">\r\n                <div class=\"row\">\r\n                    <div class=\"col-lg-7\">\r\n                                                    <div class=\"why-us-content\">\r\n                                <h2>You know the home you want. We make it happen for your need.<\/h2>\r\n                                <p> Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money. <\/p>\r\n                            <\/div>\r\n                                                <div class=\"why-us-item-wrap\">\r\n                            <div class=\"row justify-content-center\">\r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"why-us-single-item\">\r\n                                            <div class=\"d-flex align-items-center\">\r\n                                                                                                                                                            <i class=\"flaticon-currency icon\"><\/i>\r\n                                                                                                    \r\n                                                <h3>Competitive Rates<\/h3>\r\n                                            <\/div>\r\n                                            <p>The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"why-us-single-item\">\r\n                                            <div class=\"d-flex align-items-center\">\r\n                                                                                                                                                            <i class=\"flaticon-credit-card icon\"><\/i>\r\n                                                                                                    \r\n                                                <h3>No Prepayment Fees<\/h3>\r\n                                            <\/div>\r\n                                            <p>The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"why-us-single-item\">\r\n                                            <div class=\"d-flex align-items-center\">\r\n                                                                                                                                                            <i class=\"flaticon-rating icon\"><\/i>\r\n                                                                                                    \r\n                                                <h3>Simple Qualification<\/h3>\r\n                                            <\/div>\r\n                                            <p>The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"why-us-single-item\">\r\n                                            <div class=\"d-flex align-items-center\">\r\n                                                                                                                                                            <i class=\"flaticon-house icon\"><\/i>\r\n                                                                                                    \r\n                                                <h3> Home Refinance<\/h3>\r\n                                            <\/div>\r\n                                            <p>The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"col-lg-5\">\r\n                        <div class=\"why-us-img text-center border-bottom\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/why-us.jpg\" alt=\"image\">\r\n                            \r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/about-us\/\" class=\"read-more text-primary\">\r\n                                    Know More About Us                                    <i class=\"flaticon-right-arrow\"><\/i>\r\n                                <\/a>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-e02805e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e02805e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca8bfdf\" data-id=\"ca8bfdf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6dc5028 elementor-widget elementor-widget-Ralo_FunfactsArea\" data-id=\"6dc5028\" data-element_type=\"widget\" data-widget_type=\"Ralo_FunfactsArea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n                    <div class=\"fan-facet-area pt-130 pb-105\">\r\n                <div class=\"container mw-1380\">\r\n                    <div class=\"d-sm-flex justify-content-between align-items-center flex-wrap\">\r\n                                                    <div class=\"fan-facet-single-item\">\r\n                                <h1><span class=\"counter\">681<\/span><span>+<\/span><\/h1>\r\n                                <p>Volunteers Participated<\/p>\r\n                            <\/div>\r\n                                                    <div class=\"fan-facet-single-item\">\r\n                                <h1><span class=\"counter\">80<\/span><span>k+<\/span><\/h1>\r\n                                <p>Veteran Home Completed<\/p>\r\n                            <\/div>\r\n                                                    <div class=\"fan-facet-single-item\">\r\n                                <h1><span class=\"counter\">27<\/span><span>+<\/span><\/h1>\r\n                                <p>Years in Business<\/p>\r\n                            <\/div>\r\n                                                    <div class=\"fan-facet-single-item\">\r\n                                <h1><span class=\"counter\">89<\/span><span>m+<\/span><\/h1>\r\n                                <p>Customer Worldwide<\/p>\r\n                            <\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-1849f1e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1849f1e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86c11f4\" data-id=\"86c11f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3a7c07 elementor-widget elementor-widget-Ralo_ProcessTwo\" data-id=\"b3a7c07\" data-element_type=\"widget\" data-widget_type=\"Ralo_ProcessTwo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"process-area pb-130\">\r\n            <div class=\"container mw-1380\">\r\n                                    <div class=\"section-title\">\r\n                        <h2>Ralo has a simple online process for loan applications<\/h2>\r\n                    <\/div>\r\n                                \r\n                <div class=\"row\">\r\n                                            <div class=\"col-lg-4\">\r\n                            <div class=\"process-single-item\">\r\n                                <div class=\"d-flex align-items-center nich\">\r\n                                                                            <div>\r\n                                            <span>01<\/span>\r\n                                        <\/div>\r\n                                                                                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/right-long-arrow.svg\" alt=\"arrow\">\r\n                                                                    <\/div>\r\n                                <h3>Calculate Your Payments<\/h3>\r\n                                <p>Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.<\/p>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4\">\r\n                            <div class=\"process-single-item\">\r\n                                <div class=\"d-flex align-items-center nich\">\r\n                                                                            <div>\r\n                                            <span>02<\/span>\r\n                                        <\/div>\r\n                                                                                                                <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/right-long-arrow.svg\" alt=\"arrow\">\r\n                                                                    <\/div>\r\n                                <h3>See If You Pre-Qualify<\/h3>\r\n                                <p>Your pre-qualification request is just the first step in the home loan process, so you need to keep all of your other paperwork together and available for when you\u2019re ready to buy.<\/p>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4\">\r\n                            <div class=\"process-single-item\">\r\n                                <div class=\"d-flex align-items-center nich\">\r\n                                                                            <div>\r\n                                            <span>03<\/span>\r\n                                        <\/div>\r\n                                                                                                        <\/div>\r\n                                <h3>Buy Your Dream Home<\/h3>\r\n                                <p>Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.<\/p>\r\n                            <\/div>\r\n                        <\/div>\r\n                    \r\n                                            <div class=\"col-lg-12\">\r\n                            <div class=\"border-top pt-4 text-center\">\r\n                                <a href=\"https:\/\/themes.envytheme.com\/ralo\/loan-program\/\" class=\"btn border-0\">\r\n                                    Buy A Home                                                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/cart.svg\" alt=\"icon\">\r\n                                                                    <\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-40e3f4e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"40e3f4e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-04812bd\" data-id=\"04812bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80254f4 elementor-widget elementor-widget-Ralo_FeedbackTwo\" data-id=\"80254f4\" data-element_type=\"widget\" data-widget_type=\"Ralo_FeedbackTwo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"testimonials-two-area bg-secondary pt-130 pb-100\">\r\n            <div class=\"container mw-1380 position-relative\">\r\n                <div class=\"row\">\r\n                    <div class=\"col-lg-8\">\r\n                                                    <div class=\"testimonials-content-two\">\r\n                                <h2>We help people to find their best and dream house<\/h2>\r\n                                <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage.<\/p>\r\n                            <\/div>\r\n                        \r\n                        <div class=\"position-relative\">\r\n                           \r\n                            <div class=\"owl-testimonials-slide-two owl-carousel owl-theme\">\r\n                                                                    <div class=\"testimonials-single-item-two\">\r\n                                        <p>\u201cRalo helped my wife and I refinance our house and purchase an investment property. Anyone could have done that but what I really liked about her is that she was extremely ethical. She carefully listened to our concerns\u201d<\/p>\r\n\r\n                                        <div class=\"d-flex align-items-center info\">\r\n                                                                                            <div class=\"flex-shrink-0\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-1.jpg\" class=\"rounded-circle wh-53\" alt=\"author\">\r\n                                                <\/div>\r\n                                            \r\n                                            <div class=\"flex-grow-1 ms-3\">\r\n                                                <h3>William John<\/h3>\r\n                                                <span>05 days ago<\/span>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                                    <div class=\"testimonials-single-item-two\">\r\n                                        <p>\u201cRalo helped my wife and I refinance our house and purchase an investment property. Anyone could have done that but what I really liked about her is that she was extremely ethical. She carefully listened to our concerns\u201d<\/p>\r\n\r\n                                        <div class=\"d-flex align-items-center info\">\r\n                                                                                            <div class=\"flex-shrink-0\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-2.jpg\" class=\"rounded-circle wh-53\" alt=\"author\">\r\n                                                <\/div>\r\n                                            \r\n                                            <div class=\"flex-grow-1 ms-3\">\r\n                                                <h3>Laura Martinez<\/h3>\r\n                                                <span>02 days ago<\/span>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                                    <div class=\"testimonials-single-item-two\">\r\n                                        <p>\u201cRalo helped my wife and I refinance our house and purchase an investment property. Anyone could have done that but what I really liked about her is that she was extremely ethical. She carefully listened to our concerns\u201d<\/p>\r\n\r\n                                        <div class=\"d-flex align-items-center info\">\r\n                                                                                            <div class=\"flex-shrink-0\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/testimonial-3.jpg\" class=\"rounded-circle wh-53\" alt=\"author\">\r\n                                                <\/div>\r\n                                            \r\n                                            <div class=\"flex-grow-1 ms-3\">\r\n                                                <h3>Alex Dew<\/h3>\r\n                                                <span>03 days ago<\/span>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"col-lg-4\">\r\n                        <div class=\"testimonial-img-wrap\">\r\n                            <div class=\"row align-items-center align-items-lg-end\">\r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"testimonial-img-1\">\r\n                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/testimonial-9.jpg\" class=\"rounded-pill\" alt=\"image\">\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                \r\n                                                                    <div class=\"col-lg-6 col-sm-6\">\r\n                                        <div class=\"testimonial-img-2\">\r\n                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/testimonial-10.jpg\" class=\"rounded-pill\" alt=\"image2\">\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/about-us\/\" class=\"read-more text-primary all-testimonials\">\r\n                        View Client Reviews                        <i class=\"flaticon-right-arrow\"><\/i>\r\n                    <\/a>\r\n                            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-1092355 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1092355\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d6b455b\" data-id=\"d6b455b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-171f11f elementor-widget elementor-widget-RaloManagementTwo\" data-id=\"171f11f\" data-element_type=\"widget\" data-widget_type=\"RaloManagementTwo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"team-member-area pt-130 pb-105\">\r\n            <div class=\"container mw-1380\">\r\n                                    <div class=\"section-title\">\r\n                        <h2 class=\"title\">Visit our professional team member for your any help from us\n<\/h2>\r\n                    <\/div>\r\n                \r\n                <div class=\"row justify-content-center\">\r\n                                        <div class=\"col-xl-3 col-sm-6\">\r\n                        <div class=\"team-member-single-item border transition-y\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/sarah-davis\/\" class=\"d-block mb-4\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/team-6.jpg\" class=\"mw-100\" alt=\"Sarah Davis\">\r\n                                <\/a>\r\n                            \r\n                            <div>\r\n                                <span class=\"title\">Loan Officer<\/span>\r\n                                <h3>\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/sarah-davis\/\">\r\n                                        Sarah Davis                                    <\/a>\r\n                                <\/h3>\r\n                                                                                                            <ul class=\"ps-0 mb-0 list-unstyled\">\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-phone-fill\"><\/i>\r\n                                                    <a href=\"tel:+1332455538\">+1 3324 55 538<\/a>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-map-pin-line\"><\/i>\r\n                                                    <span>Hilton Road, 90KY, NY, America<\/span>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-mail-line\"><\/i>\r\n                                                    <a href=\"mailto:sarahdavis@ralo.com\">sarahdavis@ralo.com<\/a>                                                <\/li>\r\n                                                                                    <\/ul>\r\n                                                                                                <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"col-xl-3 col-sm-6\">\r\n                        <div class=\"team-member-single-item border transition-y\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/elizabeth-white\/\" class=\"d-block mb-4\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/team-5.jpg\" class=\"mw-100\" alt=\"Elizabeth White\">\r\n                                <\/a>\r\n                            \r\n                            <div>\r\n                                <span class=\"title\">Office Manager<\/span>\r\n                                <h3>\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/elizabeth-white\/\">\r\n                                        Elizabeth White                                    <\/a>\r\n                                <\/h3>\r\n                                                                                                            <ul class=\"ps-0 mb-0 list-unstyled\">\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-phone-fill\"><\/i>\r\n                                                    <a href=\"tel:+1332455537\">+1 3324 55 537<\/a>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-map-pin-line\"><\/i>\r\n                                                    <span>Hilton Road, 90KY, NY, America<\/span>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-mail-line\"><\/i>\r\n                                                    <a href=\"mailto:elizabethwhite@ralo.com\">elizabethwhite@ralo.com<\/a>                                                <\/li>\r\n                                                                                    <\/ul>\r\n                                                                                                <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"col-xl-3 col-sm-6\">\r\n                        <div class=\"team-member-single-item border transition-y\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/richard-jackson\/\" class=\"d-block mb-4\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/team-4.jpg\" class=\"mw-100\" alt=\"Richard Jackson\">\r\n                                <\/a>\r\n                            \r\n                            <div>\r\n                                <span class=\"title\">CEO at Ralo<\/span>\r\n                                <h3>\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/richard-jackson\/\">\r\n                                        Richard Jackson                                    <\/a>\r\n                                <\/h3>\r\n                                                                                                            <ul class=\"ps-0 mb-0 list-unstyled\">\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-phone-fill\"><\/i>\r\n                                                    <a href=\"tel:+1332455536\">+1 3324 55 536<\/a>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-map-pin-line\"><\/i>\r\n                                                    <span>Hilton Road, 90KY, NY, America<\/span>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-mail-line\"><\/i>\r\n                                                    <a href=\"mailto:richardjackson@ralo.com\">richardjackson@ralo.com<\/a>                                                <\/li>\r\n                                                                                    <\/ul>\r\n                                                                                                <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"col-xl-3 col-sm-6\">\r\n                        <div class=\"team-member-single-item border transition-y\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/laura-martinez\/\" class=\"d-block mb-4\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/team-3.jpg\" class=\"mw-100\" alt=\"Laura Martinez\">\r\n                                <\/a>\r\n                            \r\n                            <div>\r\n                                <span class=\"title\">Business Manager<\/span>\r\n                                <h3>\r\n                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/management-post\/laura-martinez\/\">\r\n                                        Laura Martinez                                    <\/a>\r\n                                <\/h3>\r\n                                                                                                            <ul class=\"ps-0 mb-0 list-unstyled\">\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-phone-fill\"><\/i>\r\n                                                    <a href=\"tel:+1332455535\">+1 3324 55 535<\/a>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-map-pin-line\"><\/i>\r\n                                                    <span>Hilton Road, 90KY, NY, America<\/span>                                                <\/li>\r\n                                                                                            <li>\r\n                                                    <i class=\"ri-mail-line\"><\/i>\r\n                                                    <a href=\"mailto:lauramartinez@ralo.com\">lauramartinez@ralo.com<\/a>                                                <\/li>\r\n                                                                                    <\/ul>\r\n                                                                                                <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-40e0fa3 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"40e0fa3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bc0d929\" data-id=\"bc0d929\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba86480 elementor-widget elementor-widget-Ralo_FAQ_Area\" data-id=\"ba86480\" data-element_type=\"widget\" data-widget_type=\"Ralo_FAQ_Area.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n                    <div class=\"faq-area\">\r\n                <div class=\"container mw-1380\">\r\n                    <div class=\"row\">\r\n                                                    <div class=\"col-lg-5\">\r\n                                <div class=\"faq-img\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/faq.jpg\" alt=\"image\">\r\n\r\n                                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/contact-us\/\" class=\"read-more\">\r\n                                            Contact With Us                                            <i class=\"flaticon-right-arrow\"><\/i>\r\n                                        <\/a>\r\n                                                                    <\/div>\r\n                            <\/div>\r\n                        \r\n                        <div class=\"col-lg-7\">\r\n                                                            <div class=\"faq-content\">\r\n                                    <h2>Have you any questions about our mortgage company or buy your home?<\/h2>\r\n                                <\/div>\r\n                            \r\n                            <div class=\"accordion faq\" id=\"accordionExample2\">\r\n                                                                        <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button pt-0\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapseOne1\" aria-expanded=\"true\" aria-controls=\"collapseOne1\">\r\n                                                     Can I refinance my mortgage, and when is it a good idea to do so?                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapseOne1\" class=\"accordion-collapse collapse show\" data-bs-parent=\"#accordionExample2\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>PMI is typically required when the down payment is less than 20% of the home&#039;s purchase price. It protects the lender in case the borrower defaults on the loan. Many mortgages allow for early repayment without penalties.\n                                    <\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapsetwo2\" aria-expanded=\"false\" aria-controls=\"collapsetwo2\">\r\n                                                    What is the difference between fixed-rate  adjustable-rate mortgage (ARM)?                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapsetwo2\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample2\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>PMI is typically required when the down payment is less than 20% of the home&#039;s purchase price. It protects the lender in case the borrower defaults on the loan. Many mortgages allow for early repayment without penalties.\n                                    <\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapsetwo3\" aria-expanded=\"false\" aria-controls=\"collapsetwo3\">\r\n                                                     What is the difference between a conventional loan and an FHA loan?                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapsetwo3\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample2\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>PMI is typically required when the down payment is less than 20% of the home&#039;s purchase price. It protects the lender in case the borrower defaults on the loan. Many mortgages allow for early repayment without penalties.\n                                    <\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapsetwo4\" aria-expanded=\"false\" aria-controls=\"collapsetwo4\">\r\n                                                     Can I pay off my mortgage early? Are there penalties for doing so?                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapsetwo4\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample2\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>PMI is typically required when the down payment is less than 20% of the home&#039;s purchase price. It protects the lender in case the borrower defaults on the loan. Many mortgages allow for early repayment without penalties.\n                                    <\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                            <div class=\"accordion-item\">\r\n                                            <h2 class=\"accordion-header\">\r\n                                                <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapsetwo5\" aria-expanded=\"false\" aria-controls=\"collapsetwo5\">\r\n                                                     What is private mortgage insurance (PMI), and when is it required?                                                <\/button>\r\n                                            <\/h2>\r\n                                            <div id=\"collapsetwo5\" class=\"accordion-collapse collapse\" data-bs-parent=\"#accordionExample2\">\r\n                                                <div class=\"accordion-body\">\r\n                                                    <p>PMI is typically required when the down payment is less than 20% of the home&#039;s purchase price. It protects the lender in case the borrower defaults on the loan. Many mortgages allow for early repayment without penalties.\n                                    <\/p>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                        <\/div>\r\n                                                                                                <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n          \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-0006fd1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0006fd1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7156ca4\" data-id=\"7156ca4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fc4cc5 elementor-widget elementor-widget-Ralo_PostsTwo\" data-id=\"8fc4cc5\" data-element_type=\"widget\" data-widget_type=\"Ralo_PostsTwo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"blog-area ptb-130 overflow-hidden\">\r\n                            <div class=\"container mw-1380\">\r\n                    <div class=\"section-title\">\r\n                        <h2>Read the latest news on lending from Laks Mortgage company<\/h2>\r\n                    <\/div>\r\n                <\/div>\r\n            \r\n            <div class=\"container-fluid p-0\">\r\n                <div class=\"owl-blog-slider owl-carousel owl-theme\">\r\n                                            <div class=\"blog-single-item transition-y style-two\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/build-a-new-construction-and-grow-up-the-our-world\/\" class=\"blog-img d-block\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/blog-8.jpg\" alt=\"\">\r\n                                <\/a>\r\n                                                        <div class=\"blog-content\">\r\n                                <ul class=\"tags d-flex ps-0 list-unstyled flex-wrap gap-2\">\r\n                                                                            \r\n                                                                                \r\n                                                                            \r\n                                                                                \r\n                                    <li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/family\/\">Family<\/a><\/li><li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/happy\/\">Happy<\/a><\/li>                                <\/ul>\r\n                                <h3><a href=\"https:\/\/themes.envytheme.com\/ralo\/build-a-new-construction-and-grow-up-the-our-world\/\">Build a new construction and grow up the our world<\/a><\/h3>\r\n                                <p>If you are looking for a lender who competitive that prices and the products, stands behind.<\/p>\r\n\r\n                                <ul class=\"ps-0 mb-0 list-unstyled d-flex flex-wrap blog-info\">\r\n                                    <li>\r\n                                        <a href=\"https:\/\/themes.envytheme.com\/ralo\/author\/ralo\/\">\r\n                                            <i class=\"ri-user-3-line\"><\/i>\r\n                                            <span>ralo  <\/span>\r\n                                        <\/a>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-message-2-line\"><\/i>\r\n                                        <span> No Comments<\/span>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-calendar-2-line\"><\/i>\r\n                                        <span>March 12, 2024<\/span>\r\n                                    <\/li>\r\n                                <\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"blog-single-item transition-y style-two\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/how-to-your-family-is-so-happy-with-in-behind-since-2024\/\" class=\"blog-img d-block\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/blog-3.jpg\" alt=\"\">\r\n                                <\/a>\r\n                                                        <div class=\"blog-content\">\r\n                                <ul class=\"tags d-flex ps-0 list-unstyled flex-wrap gap-2\">\r\n                                                                            \r\n                                                                                \r\n                                                                            \r\n                                                                                \r\n                                    <li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/family\/\">Family<\/a><\/li><li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/happy\/\">Happy<\/a><\/li>                                <\/ul>\r\n                                <h3><a href=\"https:\/\/themes.envytheme.com\/ralo\/how-to-your-family-is-so-happy-with-in-behind-since-2024\/\">How to your family is so happy with in behind since 2024<\/a><\/h3>\r\n                                <p>If you are looking for a lender who competitive that prices and the products, stands behind.<\/p>\r\n\r\n                                <ul class=\"ps-0 mb-0 list-unstyled d-flex flex-wrap blog-info\">\r\n                                    <li>\r\n                                        <a href=\"https:\/\/themes.envytheme.com\/ralo\/author\/ralo\/\">\r\n                                            <i class=\"ri-user-3-line\"><\/i>\r\n                                            <span>ralo  <\/span>\r\n                                        <\/a>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-message-2-line\"><\/i>\r\n                                        <span> No Comments<\/span>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-calendar-2-line\"><\/i>\r\n                                        <span>March 12, 2024<\/span>\r\n                                    <\/li>\r\n                                <\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"blog-single-item transition-y style-two\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/learn-advanced-level-design-with-his-advanced-level-course\/\" class=\"blog-img d-block\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/03\/blog-2.jpg\" alt=\"\">\r\n                                <\/a>\r\n                                                        <div class=\"blog-content\">\r\n                                <ul class=\"tags d-flex ps-0 list-unstyled flex-wrap gap-2\">\r\n                                                                            \r\n                                                                                \r\n                                                                            \r\n                                                                                \r\n                                    <li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/course\/\">Course<\/a><\/li><li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/online\/\">Online<\/a><\/li>                                <\/ul>\r\n                                <h3><a href=\"https:\/\/themes.envytheme.com\/ralo\/learn-advanced-level-design-with-his-advanced-level-course\/\">Learn advanced level design with his advanced level course<\/a><\/h3>\r\n                                <p>If you are looking for a lender who competitive that prices and the products, stands behind.<\/p>\r\n\r\n                                <ul class=\"ps-0 mb-0 list-unstyled d-flex flex-wrap blog-info\">\r\n                                    <li>\r\n                                        <a href=\"https:\/\/themes.envytheme.com\/ralo\/author\/ralo\/\">\r\n                                            <i class=\"ri-user-3-line\"><\/i>\r\n                                            <span>ralo  <\/span>\r\n                                        <\/a>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-message-2-line\"><\/i>\r\n                                        <span> No Comments<\/span>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-calendar-2-line\"><\/i>\r\n                                        <span>March 12, 2024<\/span>\r\n                                    <\/li>\r\n                                <\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"blog-single-item transition-y style-two\">\r\n                                                            <a href=\"https:\/\/themes.envytheme.com\/ralo\/chatgpt-frenzy-sweeps-china-as-firms-as-that-scramble-home-grown\/\" class=\"blog-img d-block\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/blog-1.jpg\" alt=\"\">\r\n                                <\/a>\r\n                                                        <div class=\"blog-content\">\r\n                                <ul class=\"tags d-flex ps-0 list-unstyled flex-wrap gap-2\">\r\n                                                                            \r\n                                                                                \r\n                                                                            \r\n                                                                                \r\n                                    <li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/chatgpt\/\">ChatGpt<\/a><\/li><li><a href=\"https:\/\/themes.envytheme.com\/ralo\/category\/internet\/\">Internet<\/a><\/li>                                <\/ul>\r\n                                <h3><a href=\"https:\/\/themes.envytheme.com\/ralo\/chatgpt-frenzy-sweeps-china-as-firms-as-that-scramble-home-grown\/\">ChatGPT frenzy sweeps China as firms as that scramble home-grown<\/a><\/h3>\r\n                                <p>If you are looking for a lender who competitive that prices and the products, stands behind.<\/p>\r\n\r\n                                <ul class=\"ps-0 mb-0 list-unstyled d-flex flex-wrap blog-info\">\r\n                                    <li>\r\n                                        <a href=\"https:\/\/themes.envytheme.com\/ralo\/author\/ralo\/\">\r\n                                            <i class=\"ri-user-3-line\"><\/i>\r\n                                            <span>ralo  <\/span>\r\n                                        <\/a>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-message-2-line\"><\/i>\r\n                                        <span> No Comments<\/span>\r\n                                    <\/li>\r\n                                    <li>\r\n                                        <i class=\"ri-calendar-2-line\"><\/i>\r\n                                        <span>February 20, 2024<\/span>\r\n                                    <\/li>\r\n                                <\/ul>\r\n                            <\/div>\r\n                        <\/div>\r\n                                                        <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-d91ec1a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d91ec1a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6dc316e\" data-id=\"6dc316e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ad799b elementor-widget elementor-widget-Ralo_GuideArea\" data-id=\"6ad799b\" data-element_type=\"widget\" data-widget_type=\"Ralo_GuideArea.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"guide-area bg-50 bottom border-tops-0\">\r\n            <div class=\"container mw-1380\">\r\n                <div class=\"guide-wrap position-relative z-1\">\r\n                    <div class=\"row align-items-center\">\r\n                                                <div class=\"col-lg-6\">\r\n                            <div class=\"guide-content\">\r\n                                <h2>A team of industry pros to guide you each step of the way<\/h2>\r\n                                <p>Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.<\/p>\r\n                            <\/div>\r\n                        <\/div>\r\n                        \r\n                        <div class=\"col-lg-6\">\r\n                            <div class=\"guide-info\">\r\n                                <ul class=\"ps-0 list-unstyled\">\r\n                                                                            <li>\r\n                                            <i class=\"ri-phone-fill\"><\/i>\r\n                                             <a href=\"tel:+1332455533\">+1 3324 55 533<\/a>                                        <\/li>\r\n                                                                            <li>\r\n                                            <i class=\"ri-mail-line\"><\/i>\r\n                                               <a href=\"mailto:helloralosupport@laks.com\">hellolakssupport@ralo.com<\/a>                                        <\/li>\r\n                                                                    <\/ul>\r\n                                                                    <a href=\"https:\/\/themes.envytheme.com\/ralo\/calculate-mortgage\/\" class=\"btn border-0 bg-white\">Apply Now<\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                            <img decoding=\"async\" src=\"https:\/\/themes.envytheme.com\/ralo\/wp-content\/uploads\/2024\/02\/shape-2.png\" class=\"shape shape-2 d-none d-xxl-block\" alt=\"shape\">\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Finance Your Awesome Home At Ralo Mortgage, we understand that one size does not fit all. Buy A Home Refinance Calculate your Mortgage Total Amount Interest Rate Down Payment Mortgage Period Calculate Mortgage We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-196","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/pages\/196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/comments?post=196"}],"version-history":[{"count":127,"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/pages\/196\/revisions"}],"predecessor-version":[{"id":1410,"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/pages\/196\/revisions\/1410"}],"wp:attachment":[{"href":"https:\/\/themes.envytheme.com\/ralo\/wp-json\/wp\/v2\/media?parent=196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}